Journal of Applied Management and Advanced Research (JAMAR)

Demographic features of a country simply mean the characteristics of populations like composition, growth, size, diversity, quality of population etc. It states the

characteristics of population constitute the human resources of a country. The population is vital from the point of economic growth and resources of an economy. Because, it affects the society as well as the economy by many ways. Generally population is a positive factor regarding economic growth. Because it is the source of human resource, labour force, market demand etc. But it works in positive direction up to a limit. After crossing this limit it becomes evil for a country. Because, heavy population pressure creates various socio-economic problems in a country. Moreover, it creates additional burden to the state, since a huge amount of resource has to be diverted for take care of this growing population.

This paper aims towards the study of Custom Skill Program (CSP) or what it is commonly called as Custom Skill Pro which is an online portal where we can access eLearning courses anytime. The Digital media companies now a days are becoming employee oriented, they focus on employee skill enhancement which is beneficial for both the employer and for the employee. The CSP has limitless possibilities of learning so we can take course & assessment anytime to test & enhance skill set. It is a simple & easy way to learn using interactive audio & video courses also. Since the employees are newly introduced into the organization, it is the time when they have to focus on their development & productivity. This study will help us in understanding how effective is the CSP in today's scenario.

Youth of the any country are the most important and dynamic segment of the population. It is believed that in developing countries with large younger population has seen tremendous growth from economical perspective. In the global context one can always substantiate and state that the edifice of a country vests on the younger crowd as they are the future innovators, creators, builders and leaders. Keeping the growing youth population in mind and ever-increasing competition, it is essential to target the upcoming generation In order to achieve this, their level of awareness towards banking has to be assessed. This empirically backed research paper tries to evaluate the current knowledge of youngsters about new trends in the banking sectors. The paper dwells into the modus operandi of the banks response in providing services to the millennials and Generation Z. The primary investigation is based on survey and the sample was selected using simple random sampling method. In conclusion the research paper emphasised that majority of millennial customers are in favour of the digitalisation of banking products.

Social enterprises practice inclusive business models that create an opportunity to the marginalized sections of the society to participate economically. They initiate enterprises that aim at production or supply of goods and services that are affordable to the Base of the Pyramid, like affordable water, healthcare, energy, sanitation and housing. According to the surveys done by the Intellecap, the business models in India are hybrid models combining the welfare objective (social value logic of not for profit) and business objective (commercial logic) of the for-profit business, which make them self-sustainable. The business model of such enterprises is taken as a central unit of analysis for understanding the functioning of such hybrid organizations. However, in the pursuit of financial sustainability they may drift from their mission, while a rigid adherence to the social mission may prevent hybrid organizations from reaching financial sustainability. To understand the alignment of profit with impact, a review on the current literature on business models is done and through this review, a framework with a set of elements for social enterprise business models are proposed. The second part of the paper explains the application of the proposed business model on two case studies of social enterprises in the livelihood sector. Consequently, the study aims to understand the social enterprises working for livelihood sector with a business model perspective.

From about fifty years the Z score formula has been constantly used for prediction of Bankruptcy. The main reason of prediction is to evaluate the terms of credit and ensure safely to investors and lenders. Altman's Z score has been used as a tool to evaluate the credibility of the firms. This paper tries to evaluate the performance of Yes Bank by calculating the Z-score from 2014 till 2019 and thereby find out if bankruptcy could be predicted. It is found from the study that the Z- score formula alone fails to predict the bankruptcy in this case. The Yes Bank incorporated in the year 2003 was one of the leading private sector banks. Due to various internal reasons and unscientific lending practices the bank had to face major crisis.